A new BankRate survey finds those in credit card debt might have the wrong priorities.

The survey says seven out of ten credit card holders are prioritizing rewards. Bankrate senior industry analyst Ted Rossman says they should move their focus elsewhere.

“The main issue here is that rewards payouts are a lot lower than the interest rates that people are paying,” Rossman said. “So by all means, go for rewards if you can pay in full and avoid interest. 56% of cardholders do that in a typical month, but the other 44%, those with debt, should really prioritize their interest rate.”

Rossman says that rewards are a losing proposition for borrowers and focusing on interest rates will get them out of debt faster.